Recovery of a debt owed can often be difficult but Bianchi Paralegal Services can help. Garnishment has been described as "undoubtedly the most powerful weapon in the arsenal of the creditor." Debtors often have few seizable assets, but are likely to have a bank account or a job that pays wages or a salary.

Bianchi Paralegal Services take all necessary steps to ensure enforcement of judgements including garnishment of wages and/or assets.

• Preparing application
• Filing with court
• Filing affidavit
• Follow up with court and garnishee for remittance of funds

What Is a Garnishment?

Garnishment is a frequently used procedure that permits a creditor (the "garnishor" in this case) to attach and seize debts owing by a third party to the debtor. The third party, known as the "garnishee," is often an employer of the debtor, or the debtor’s bank, but may be any person who is or will become indebted to the debtor. In all Canadian jurisdictions, a garnishment process is available to creditors who have obtained a money judgment in the appropriate court; in some of those jurisdictions, garnishment is also permitted in certain instances before judgment.